PayByCheck background information (used with permission).
PayByCheck (formerly i-Check) has become the best alternative to a credit card for Internet transactions. According to the American Bankers Association, 80 million people have credit cards but almost 200 million Americans have checking accounts and PayByCheck allows you to accept payment from these 200 million accounts instantly right from your web site.

You do not need any special hardware or software since all processing is handled by PayByCheck. Your customers only need a web browser and a checking account. You can also enter the information for your customer in cases of phone or FAX orders.

Studies have shown that most on-line customers are not comfortable using their credit cards to make purchases. PayByCheck gives your customer the control to authorize one transaction at a time.  Customers now have a convenient, familiar, and comfortable interface with which to do their online business.

With PayByCheck, your cash flow will be greatly enhanced because sales can be closed instantly - the moment your customer decides to purchase goods or remit payment for services.

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